You must first decide how much you want to invest and second HOW?
Do you want to invest a lump sum amount or you want to invest every month?
you must diversify your investment.
For example 10% = fixed return with no/lowest risk
20% = bonds/golds with less risk and midum return
30% = MF/sip
This is just an example
Investment analysis is generally done considering multiple facts
At what age you are planning
How much is your monthly income
What return you expecting in a certain timeline
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